The Cabinet Resolution No. (134) of 2025 implements the Federal Decree Law No. (10). They work in perfect harmony with together to strengthen the ML/TF/PF legal framework in UAE. The Cabinet Resolution No. (134) of 2025 repeals the Cabinet Resolution No. (10) of 2019 to bring forward several notable changes to the AML/CFT/CPF Compliance Landscape in UAE.

The changes enshrined under Cabinet Resolution No. (134) of 2025 include:

• Incorporating Proliferation Financing (PF) under its scope
• Introducing Commercial Gaming and Gaming Operators, and Virtual Assets and Virtual Asset Service Providers under its ambit
• Added definitions that assist in Ultimate Beneficial Owner Identification.

It is pertinent to understand the implications these changes would have on the Regulated Entities so that the appropriate Compliance measures are undertaken, thereby helping businesses to stay compliant and avoid ML/TF/PF threats.

This eBook contains a comprehensive Checklist which enables Regulated Entities to identify the gaps in their AML Policy framework and bridge them by undertaking appropriate AML Measures.

Explore our eBook that details on the Cabinet Resolution No. (134) of 2025, new sectors and incorporated, concepts added and enshrined and the impact it has on the core AML Obligations sectors.

The Federal Decree Law No. 10 of 2025 replaces the Federal Decree No. 20 of 2018. It solidifies the ML/TF/PF legal framework in UAE. The 2025 Law transforms the mechanism of operation for businesses across Emirates.

The changes elucidated under the Federal Decree Law No. 10 of 2025 include:

• Integrated the category of Proliferation Financing
• VASPs now directly fall under the regulatory ambit
• Increased penalties and extended freezing powers
• Stricter Beneficial Ownership requirements and strengthened international cooperation
• Constructed a two-tiered supervisory framework which consists of the Supreme Committee and National Committee
• Mandated disclosure requirements for individuals leaving or entering UAE with cash, precious metals or stones, negotiable instruments.

Establishing a robust AML/CFT compliance culture is important for curbing the risk of Money Laundering, Terrorist Financing, and Proliferation Financing. A strong compliance culture acts both as a shield, i.e., protecting an entity from financial crimes and as a sword, i.e., countering illegal activities with policies and controls.

Our eBook provides a comprehensive overview of the key components necessary for establishing a strong AML/CFT compliance culture and offers practical insights for regulated entities looking to strengthen their defences against financial crime.

Inside this must-read resource, readers will find:

• The Compliance Perspective: Understanding AML/CFT Culture
• Pillars of Protection: Key Elements of AML/CFT Compliance Culture
• Momentousness of Compliance Culture: Highlighting the crucial role of AML/CFT compliance in mitigating risks, enhancing financial integrity, and building trust with stakeholders.
• Integrated Measures: Explaining the measures for establishing AML/CFT Compliance culture
• Building the Foundation: What are the characteristics of a strong AML/CFT Compliance culture
• Bridging the Gap: Identifying the challenges for filling the gap in establishing AML/CFT Compliance culture
• Shaping Tomorrow: The road ahead for sustaining the AML/CFT Compliance Culture

Check out this eBook to explore the aspects for establishing a strong AML/CFT Compliance culture.

Intercepting the AML challenges in the crypto currency isn’t a simple, one-size-fits-all process.

In the UAE, the Federal Decree-Law No. (20) of 2018 establishes the foundation for Anti-Money Laundering (AML). However, when it comes dealing with Virtual Asset Service Provider (VASPs), regulatory compliance becomes more complex due to several sector specific guidelines issued by various supervisory authorities like Central Bank of the UAE (CBUAE) and the Securities Commodities Association (SCA), Virtual Assets Regulatory Authority (VARA). Each authorities have their own guidelines which apply depending upon the nature and location of your crypto business operating within the UAE’s jurisdiction. These differences typically appear in areas such as:

• Specific AML instructions depending on where the business operates and type of business.
• Red flag indicators, suspicious transaction reporting, and FATF Travel Rule compliance.
• KYC/KYT/CDD procedures and technological tools are required.

It’s important to understand how AML regulations are applied to crypto currency, especially for VASPs. Understanding how money laundering occurs in the cryptocurrency and identifying suspicious red flags, and implementing proper rules and regulations for that helps you avoid regulatory penalties and reputational risks, as per current regulatory updates

Explore our eBook for a clear, practical guide to AML compliance in crypto currency in UAE. It breaks down the legal necessities, authorities, and red flags to look for while providing useful information for risk based approaches, AML audits and constructing strong compliance frameworks.

Complying with AML regulations in the UAE isn’t a simple, one-size-fits-all process.

In UAE, Federal Decree by Law No. (10) of 2025  sets the overall framework for anti-money laundering (AML). However, jurisdiction-specific regulations such as those outlined in the DIFC and ADGM rulebooks introduce additional requirements. As a result, your compliance obligations may vary depending on where your business operates. These differences typically arise in areas such as:

• The supervisory authorities and list of DNFBPs
• Difference in record-keeping rules and annual return filings

It is important to have understanding of how AML law works in different jurisdictions so that compliance tasks like CDD, assessing risks, doing record-keeping and reporting obligations can be complied with, thereby helping businesses stay complaint and avoiding ML/TF threats.

Explore our eBook for a clear, practical guide to AML regulations in the UAE. It breaks down the Federal Law, DIFC, and ADGM rulebooks, and offers useful insights on risk-based approaches, customer due diligence, and more helping you and your team stay compliant and manage financial crime risks effectively.

Anti-financial crime enthusiasts and AML/CFT Compliance Professionals, such as:

• Customer Facing Personnel
• Compliance Team & AML Compliance Officers
• Senior Management

can benefit greatly from developing a sound understanding of the core concepts of Money Laundering (ML) and Terrorism Financing (TF) as it helps them fulfil their day-to-day tasks such as screening, customer due diligence (CDD), customer risk assessment and profiling, identification of ML/TF red-flags and typologies, regulatory reporting of suspicious activities or transactions, and signing off or approving the establishment or continuation of business relationships with high-risk customers.

Check out our latest eBook that elaborates upon the core concepts of ML/TF while explaining their definitions, methodology, nexus, distinction, and symbiotic relationship between the two, helping the reader have a complete grasp over these fundamental concepts of AML/CFT Compliance.

Deciphering Sanctions Screening results can be a daunting challenge. Each screening result holds vital clues and understanding them can mean the difference between compliance success and costly missteps. Our latest eBook simplifies this complex task, helping Regulated Entities decode their Sanctions Screening results with ease.

Inside this must-read resource, readers will find:

• The Essentials Unveiled: Clear and concise answers to the most pressing questions about sanctions screening.
• Understanding Screening Outcomes: A comprehensive look at different match types, from perfect to false matches, explained in simple terms.
• Sanctions Screening Process: A simplified process on how to conduct sanctions screening through practical and actionable steps
• Step-by-Step Guidance on Decoding Sanctions Screening Results: An overview of decoding Sanctions Screening results through a ready to use framework
• A Breakdown of Each Screening Outcome: A deep dive into perfect, partial, false, and no match scenarios, with practical guidance on handling each type of outcome and corresponding AML/CFT regulatory requirements

The Sanctions Decoder provides the insights and actionable strategies Regulated Entities can leverage to streamline their Sanctions Screening processes, mitigate sanctions risks, and avoid costly mistakes. Grab your copy today!

A seemingly ordinary office worker, a trusted accountant, or a powerful executive may cloak their illicit intentions under the garb of respectability, exploiting loopholes and manipulating systems. These financial crimes not only drain economies but also fuel illicit activities like money laundering and terrorism financing.

Our latest eBook unravels the intricacies of white-collar crime by helping the readers with the following:

• The crossroads of morality: Understanding white-collar crimes
• The silent signature: The stark features of white-collar crimes that differentiate them from blue-collar crimes.
• Beyond borders: The global impact of white-collar crimes
• The spectrum of white-collar crime: Uncovering fraud, embezzlement and other types of white-collar crimes
• Modus operandi: Identifying the common typologies used in white-collar crimes
• Addressing the complexities: Overcoming the challenges in investigation and prosecution of white-collar crimes.
• Leveraging digital detectives: Exploring the application of machine learning in detecting white-collar crimes.
• The trinity of crimes: Unmasking the inter-relationship between money laundering and terrorist financing
• Strategies of defence: Learning the measures to combat white-collar crimes, ML, and TF

Protect your organisation from white-collar crime. Get this comprehensive eBook now!

The Precious Metals and Stones sector in UAE is at the pinnacle of redefining adornment with the Online Jewellery Marketplace. However, this latest disruption in the Precious Metals and Stones sector is also catching the eye of illicit actors.

This calls for greater Anti-Money Laundering and Combatting the Financing of Terrorism (AML/CFT) controls to be applied by Dealers in Precious Metals and Stones (DPMS).

Our latest eBook:

• Offers a closer look into the Online Jewellery Marketplace and what constitutes an Online Jewellery Marketplace and defines the qualifications of a customer as well as best practices to be adopted by Suppliers for listing themselves on an Online Jewellery Marketplace in accordance with UAE’s AML framework.
• Throws light on the AML Compliance Measures to be undertaken by Online Jewellery Marketplace to mitigate the Money Laundering, Terrorism Financing, and Proliferation Financing (ML, TF, and PF) risks to the Online Jewellery Marketplace
• Navigates the Regulatory milestones concerning legal framework for an Online Jewellery Marketplace including e-commerce as well as AML regulations
• Sets forth suggestive benchmark Requirements in a checklist format for Buyers and Sellers that DPMS must meet to qualify for listing and enrolling or registering on an Online Jewellery Marketplace to mitigate ML, TF and PF risks effectively
• Discusses AML Governance framework that can be adopted within the Online Jewellery Marketplace with a Risk Based Approach (RBA)
• Shares the List of Red Flags applicable to Online Jewellery Marketplace that are helpful for identifying Suspicious Activity or Transaction in a timely manner for following Regulatory Reporting requirements and implementing further Due Diligence measures
• Answers the Commonly Raised Queries regarding the Subject.

DPMS can download a copy of the eBook today to elevate the sparkling business with effective AML compliance!

Establishing a business relationship with Politically Exposed Persons (PEPs) can be a tricky trajectory. Designated Non-Financial Businesses and Professions (DNFBPs) and Virtual Asset Service Providers (VASPs) are constantly balancing profit requirements with the need for protection against Money Laundering, Terrorism Financing, and Proliferation Financing (ML/TF/PF) risks. So, here’s an eBook for navigating the PEP puzzle.

This eBook aims to resolve this conundrum with:

• Demystifying the PEP enigma: Understanding the classifications of PEP in UAE
• Deciphering UAE’s regulatory framework for PEPs: A deep dive into the legal framework concerning Politically Exposed Persons in UAE
• Putting the puzzle pieces in place: Insights into the significance of PEP screening
• Cracking the Risk Assessment code: Learn how to devise an accurate Risk Assessment methodology tailored to business needs.
• Resolving the ultimate riddle: A step-by-step approach for identifying Politically Exposed Persons
• Assembling the compliance jigsaw: A detailed guide on implementing the compliance measures in dealing with PEPs
• Conquering the final stage: Addressing the challenges to Risk Assessment and management
• The ultimate game plan: A series of best practices to elevate PEP Risk Management to the next level

Check out this eBook to resolve all your doubts about the AML implications in dealing with Politically Exposed Persons!