eBook on UAE AML Federal Decree-Law No. 10 of 2025

The Federal Decree Law No. 10 of 2025 replaces the Federal Decree No. 20 of 2018. It solidifies the ML/TF/PF legal framework in UAE. The 2025 Law transforms the mechanism of operation for businesses across Emirates.

The changes elucidated under the Federal Decree Law No. 10 of 2025 include:

• Integrated the category of Proliferation Financing
• VASPs now directly fall under the regulatory ambit
• Increased penalties and extended freezing powers
• Stricter Beneficial Ownership requirements and strengthened international cooperation
• Constructed a two-tiered supervisory framework which consists of the Supreme Committee and National Committee
• Mandated disclosure requirements for individuals leaving or entering UAE with cash, precious metals or stones, negotiable instruments.