From Name to Risk Profile: Collecting the Right Information for Individual KYC

Good compliance has always been shaped by good processes, and individual KYC onboarding remained one of the most important areas to approach with structure and precision. 

To support the UAE AML compliance community, AMLUAE and NIYEAHMA introduced the free, web-based Individual KYC Compliance Tool through a live webinar session that explored the tool in detail through a guided walkthrough and demonstration. 

Built in line with the UAE’s current KYC and CDD requirements, the tool was designed to help make individual onboarding more structured, consistent, and audit-ready in practice. 

What the Session Covered: 

• Common pain points in individual onboarding and the reasons they continued to persist
• The regulatory framework underpinning the tool, including Federal Decree Law No. 10 of 2025, Cabinet Resolution No. 134 of 2025, and theMoET CDD Implementation Guide 
• The complete 5-Step Wizard covering Personal Identity, Identity Documents, Address and Employment, Business Relationship, and Summary and Risk Rating 
• How the tool separated data collection from risk assessment to support a more deliberate onboarding process 
• A live demonstration of the tool in action 
• Practical applications across inspection preparation, staff training, process benchmarking, and active onboarding workflows 

About the Tool: 

• Free and web-based, with no sign-in requirement
• Built in line with applicable UAE AML/CFT regulations
• Designed with step-by-step guidance, built-in compliance reasoning, and red flag indicators 
• Applicable across DNFBPs and regulated entities operating in the UAE 

The session brought together professionals from across the compliance community, creating a practical discussion around structured onboarding and regulatory alignment within the UAE’s evolving AML/CFT landscape.