Understanding who an organisation is doing business with remains one of the central objectives of an effective AML/CFT framework. For corporate customers, this extends beyond verifying registration details and reviewing documentation. It requires developing a clear understanding of ownership, control, business purpose, and the risks associated with the relationship. 

During our recent webinar, The Complete Corporate KYC Journey: Information, Verification & Risk Assessment, participants explored the practical considerations that underpin Corporate KYC within the UAE AML/CFT framework. The session examined how organisations can approach customer due diligence in a manner that balances regulatory expectations with operational practicality, particularly as ownership structures become increasingly layered and complex. 

Key areas discussed during the webinar included: 

• The role of Corporate KYC within the UAE AML/CFT framework 

• Important considerations when assessing corporate entities and business relationships 

• Ownership structures and beneficial ownership identification 

• Risk assessment considerations and indicators of elevated risk 

• Circumstances that may warrant Enhanced Due Diligence (EDD) 

• A live demonstration of the Corporate KYC Compliance Tool and its guided methodology 

• Practical applications for onboarding, quality assurance, staff development, and inspection readiness 

In conclusion, the discussion reinforced a simple but important principle: while documents establish identity, understanding ownership, control, and risk is what enables meaningful due diligence. It is this understanding that transforms Corporate KYC from a regulatory obligation into a foundation for primed decision-making. 

Good compliance has always been shaped by good processes, and individual KYC onboarding remained one of the most important areas to approach with structure and precision. 

To support the UAE AML compliance community, AMLUAE and NIYEAHMA introduced the free, web-based Individual KYC Compliance Tool through a live webinar session that explored the tool in detail through a guided walkthrough and demonstration. 

Built in line with the UAE’s current KYC and CDD requirements, the tool was designed to help make individual onboarding more structured, consistent, and audit-ready in practice. 

What the Session Covered: 

• Common pain points in individual onboarding and the reasons they continued to persist
• The regulatory framework underpinning the tool, including Federal Decree Law No. 10 of 2025, Cabinet Resolution No. 134 of 2025, and theMoET CDD Implementation Guide 
• The complete 5-Step Wizard covering Personal Identity, Identity Documents, Address and Employment, Business Relationship, and Summary and Risk Rating 
• How the tool separated data collection from risk assessment to support a more deliberate onboarding process 
• A live demonstration of the tool in action 
• Practical applications across inspection preparation, staff training, process benchmarking, and active onboarding workflows 

About the Tool: 

• Free and web-based, with no sign-in requirement
• Built in line with applicable UAE AML/CFT regulations
• Designed with step-by-step guidance, built-in compliance reasoning, and red flag indicators 
• Applicable across DNFBPs and regulated entities operating in the UAE 

The session brought together professionals from across the compliance community, creating a practical discussion around structured onboarding and regulatory alignment within the UAE’s evolving AML/CFT landscape. 

Want to know how the Know Your Customer (KYC) process works in UAE?

Here’s a breakdown of everything you need to know about KYC fundamentals, from rules to real results. Master core KYC components in minutes.

In this video, we throw light on core essentials of KYC:

• Central AML/CFT regulatory framework in UAE
• What does KYC mean under UAE’s federal laws
• Key requirements to conduct KYC
• Generic pitfalls experienced while undertaking KYC measures
• Steps for customer identification and verification
• Process to identify UBOs and Controlling Persons in corporate customers
• Tips to recognize shell companies during customer onboarding
• Clues to spot red flags while doing KYC
• Circumstances and timing for Re-KYC
• Record-Keeping and Reporting Obligations
• Penalties for non-compliance and how to avoid them
• Best Practices to ensure smooth navigation of KYC procedure

This session serves as a go-to guide to businesses for successful customer identification and verification.

Stay ahead in compliance with AML UAE expert insights on AML/CFT regulations, obligations, and best practices in the UAE and beyond.

What you gain depends on how well you train!

Businesses in UAE that are subject to AML/CFT Compliance obligations are required to train their employees about their individual roles and responsibilities towards achieving AML Compliance excellence!

Through this podcast episode of AML Training Strategies for DNFBPs, ACAMs Certified AML/CFT Expert Ms Dipali Vora debunks concerns regarding AML training by offering practical insights into designing and customising AML training to ensure risk-based AML compliance.

Here’s what you’ll hear more about by tuning into the episode!

• “Consider business, employees, frontline teams, capabilities and risks when designing a training plan”
• “Factor in regulatory changes, amendments to laws and regulations”
• “Identify mandatory requirements and design training for new employee orientation”
• “Don’t forget to document the process and content of training”
• “Role-specific training requirements for Frontline team, Screening Analyst, KYC Analyst, Compliance Officer”
• “Experiential AML training with case studies and scenarios of non-compliance consequences on the regulated entity and compliance officer”
• “Consider online resources and platforms for the training strategy of small businesses”
• “High-Impact/ Low-Cost strategy for experience sharing and knowledge transfer amongst team members”

Dipali further emphasises how to design and implement training programs that encourage employees to think critically through customised role-based training with real-world scenarios and examples.

Transforming AML training pain into highly productive team competence gain is achievable with sound and customised AML Training Strategies!

AML Policies and Procedures are a reporting entity’s Magna Carta when it comes to AML compliance. However, many businesses often reduce them to mere regulatory templates.

In this episode of the Know Your Compliance Podcast Series, leading AML Specialist Dipali Vora ditches the templates and talks straight about the real work behind a truly effective AML framework.

Join the conversation as she breaks down the must-haves, the missed steps, and the one common-sense tip that somehow still gets overlooked.

Here’s what you can find inside this episode:

• Why a risk-based approach starts before the pen hits paper
• The “non-negotiables” every policy must include
• How to balance growth with control (it’s possible)
• The blind spots that teams don’t see until it’s too late
• The simplest fix that nobody’s using (but should be)

The secret isn’t a secret. It’s just that too many people skip it. Hit the play button now and get practical insights on how to write policies for your business.

goAML registration is the initial and indispensable stage of Anti-Money Laundering (AML) compliance for businesses in UAE. However, there is often a lack of clarity amongst the regulated entities surrounding the goAML registration process, its functionality, and login procedures post-registration.

Gather insights into this foundational requirement beyond a procedural necessity as AML expert Dipali Vora breaks down the entire goAML registration and configuration process in the latest episode of the Know Your Compliance Podcast Series.

Tune into the conversation now and commence your journey into the world of compliance with a knowledgeable footing!

Compliance misconceptions can often be the hidden cost that restricts a business from unlocking the full potential of their Anti-Money Laundering (AML) compliance procedures.

In the latest episode of our Know Your Compliance podcast series, we encourage our listeners to get true and correct insights from ACAMS-certified expert Dipali Vora as she challenges some of the common AML compliance myths and misconceptions raised by AML UAE’s legal expert Yashvi Sanghani.

Tune into the podcast now to strengthen your compliance framework by confronting prevalent misconceptions that can put your business at risk of financial crimes.

Businesses in the UAE are required to maintain robust and risk-based AML/CFT and CPF policies and controls.  

Our in-house AML Expert, Dipali Vora, broached upon the subject of  

• FATF Basics, such as what FATF is and its primary objectives 
  • What are FATF Grey  List and Blacklist 
  • Reasons for Grey List Updates 
• FATF Grey List Update and its Impact on Compliance Obligations​ 
• Action Items for FIs, DNFBPs and VASPs consequent to changes in the FATF Grey List in the context of the following AML, CFT and CPF Control Measures such as: 
  • Enterprise-Wide Risk Assessment (EWRA)  
  • AML/CFT/CPF Policies and Procedures 
  • Customer Due Diligence (CDD) Measures Concerning Customers or Suppliers Associated with FATF Greylisted Jurisdictions 
  • Recalibrating Configuration of AML Software Solutions 
• Challenges and Best Practices when integrating Grey List changes into the AML/CFT Program along with Practical Implementation RoadMap. 

Additionally, the webinar was packed with real-time scenario-based quizzes, engaging the audience.  

Watch the webinar recording on YouTube now and broaden your horizon regarding the essential role of FATF in combatting ML, FT, and PF risks on a global level while developing an insight into how the changes in the Grey List have a ripple effect on a business’s AML compliance obligations.  

Just set up a company in UAE?

Wonder what Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) compliance you must adhere to? This Podcast is meant for you.

A must watch Podcast for Financial Institutions, Designated Non-Financial Businesses and Professions (DNFBPs), and Virtual Asset Service Providers (VASPs) just beginning their journey of AML Compliance in UAE!

In this Podcast, Certified Anti-Money Laundering Specialist Dipali Vora answers the five fundamental questions that every beginner in the field of AML compliance has once asked.

Learn about the purpose, necessity, process and timeline of AML compliance from an experienced professional.

Listen to the Podcast Now for exclusive insights on the Five Things to Know before Entering the World of AML Compliance!

The Re-KYC process is required to be carried out by Regulated Entities in UAE to update the KYC information of their existing customers periodically, developed on the fundamentals of the risk-based approach.

Our in-house AML Expert, Dipali Vora, through our latest webinar, drew out the regulatory requirements, processes, best practices, challenges and measures to combat such challenges through the use of technology while conducting a Re-KYC process for a Regulated Entity. We have published the recording of the live webinar on YouTube so that audiences who missed attending the live event can benefit by referring to this recording, which contains insights into:

• Understanding triggers for initiating the Re-KYC process
• Understanding factors, developed with a risk-based approach while determining the periodicity for conducting Re-KYC of customers posing varying degrees of risk to a Regulated Entity
• The document collection requirements for Re-KYC and means to validate the same
• Understanding the Re-KYC best practices when dealing with high-risk customers
• Understanding the scope of automation while conducting Re-KYC through an AML Software Solution
• Getting a glimpse of the future of Re-KYC by implementing Perpetual KYC Software

Additionally, the webinar was integrated with live scenario-based quizzes, helping audiences gauge their knowledge about Re-KYC implementation.

Watch the webinar recording on YouTube now and enhance your understanding of the importance and role of Re-KYC in mitigating the ML, FT, and PF risks that arise after establishing business relationships with any customer.